Ten years ago, I described the Financial Crisis as “the dark before the dawn” in an blog post that went viral. At the time, I was a financial coach, but after transitioning into my own business just before the Financial Crisis, I was beginning to have my own money troubles.
I was entering into my own financial dark night of the soul, and those troubles were about to get much worse….
Nearly every American will experience multiple financial setbacks during their lifetimes. Incomes fluctuate. Investments fail. Emergencies strike. Life happens.
Very few people travel a straight road to financial success. Most of us encounter detours, potholes, even road blocks and dead ends along the way.
Even with – or especially with – high credit scores and faultless payment histories, people can still be trapped on a debt treadmill, with every spare dollar going to their creditors.
Yes, her challenges were greater than I could even imagine, but still… I hoped – almost ashamed at myself for suggesting it, fearing I might be wrong – there must be a hint of sunshine somewhere. (Right?)
On the final night of the cruise, after my father went to bed, Aunt Faye slipped out to the deck for some fresh air. Then she climbed overboard, and let go.