The Retirement Revival
Design YOUR rich life road map!
Let me guess...
The word "retirement" can bring up mixed feelings:
- It represents a chance for travel, hobbies and adventure... and worries about money.
- You're "done" with the rat race... but not done making a difference!
- You're ready for more freedom... yet retirement seems out of reach.
- You've got more to give... and a "money gap" to solve.
If you can relate... I created the Retirement Revival for you.
What Is the Retirement Revival?
The Retirement Revival is a virtual program (with live coaching!) that will help you re-imagine and re-invent your future life and finances.
It offers an alternative to typical retirement models.
For many people, financial freedom seems a long way off.
6 in 10 Americans aged 55 to 66 have less than $25,000 in retirement savings. (source: U.S. census)
Already-retired Americans fear "running out of money" more than death. (This is even true of millionaires!)
1 in 6 retirees are considering returning to work either because they desire more money OR because "retired life" wasn't what they hoped for.
And it's not just about the money!
Even millionaires are stressing over inflation and stock market volatility, afraid to spend the money they've saved... just in case they need it later!
Others work jobs they hate or live in extreme frugality while dreaming of quitting. Yet once retired, they may become bored, lonely, or depressed.
The Retirement Revival seeks to replace the outdated model that Wall Street has given us.
It provides a new paradigm for creating a fulfilling life with sustainable cash flow—NOT just hitting a net worth target!
It is about living a rich life you love... including work you enjoy... as wealth grows.
The Retirement Revival will help you:
- Create a vision of a future that inspires you.
- Craft a plan for increasing cash flow at any age.
- Slash your biggest expenses with inventive strategies.
- Discover new options and role models for living a rich life.
- Tap into the intuitive guidance and wisdom of your future self.
- Learn how to protect your money from stock market crashes.
- Multiply your income and net worth outside of retirement accounts.
- Use the "5 Levers" or principles to create a life of greater freedom and fulfillment!
In my work as a coach and as a financial writer for many years, I saw the limitations of typical retirement strategies.
The current model is designed to sell mutual funds and Wall Street products—ignoring other wealth-building methods. (It's a GREAT retirement plan for money managers!)
Yet few people ever achieve the common retirement planning goal: "Save 25 times your expenses." (Could you be comfortable living on $5,000 a month? You "only" need $1.5 million!)
I knew there had to be a better way...
...A holistic paradigm that sees retirement as a process, not an event... a path that starts where you are and guides you towards freedom while valuing purposeful work.
Over time, I identified the 5 Principles of The New Retirement Roadmap:
- Master Your Mindset
- Increase Your Income
- Edit Your Expenses
- Saving and Investing
- Aligned Life Design
(See The Retirement Revival curriculum below for details.)
Instead of focusing on net worth alone, the principles help you find ways to give and receive (aka, contribute and earn!) sustainably... without stressing over running out of money!
The Retirement Revival is your pathway to a rich life!
"Do something today your future self will thank you for."
The Retirement Revival Curriculum
a road map to your abundant Future
The 5 Principles are the "levers" that help you close the gap between where you are and a "work-optional life" of fulfillment and freedom.
Lever 1: Master Your Mindset
- Let go of disappointments, clear shame and regret.
- Release false hopes and expectations about retirement.
- Develop a compelling future vision of yourself and your life.
- Let your "future self" guide you to greater wealth and success!
- Use visualization and journaling techniques to program your mind.
Lever 2: Increase Your Income
- How Wall Street hijacked retirement.
- Why cash flow is King... NOT net worth!
- 5 types of income... which will you grow?
- The "green thumb method" to grow money!
- Compound your income to conquer inflation.
- What you should know about Social Security.
- You get my entire "Income Over 50" recordings!
Lever 3: Edit Your Expenses
- Fund your desires with "Passion-Based Spending"...
- (How I spent a month in Hawaii while buying a home!)
- 5 Strategies to reduce (not just defer) future income taxes.
- Is there a better alternative to long term care insurance?
- Balance spending and saving with the help of your Future Self.
- ~25 ways to reduce, offset or even eliminate your biggest expense—your home!
Lever 4: Saving and Investing
Savings & Security:
- Savings 101: Where to save, how and how much.
- 3 places you should NEVER save your money!
- Why you should save outside of (only) a bank account.
- What every couple should know about life insurance.
Invest with Intention:
- Invest to make yourself inflation-proof!
- Invest your values for the world you want.
- Investment calculators and retirement software.
- Understanding mutual funds, index funds and ETFs.
- Target date funds (and why they're not "all that"!)
- Earn "income for life": The pros and cons of annuities.
- Diversifying assets for greater returns and protection.
- Hiring financial professionals: understand your options.
- Strategies to invest in real estate (without already being rich!)
- 401(k)s and IRAs: Traditional, Roth, Self-Directed (and where to get a "match"!)
Lever 5: Aligned Life Design
- Designing a life and work you don't want to retire from!
- Why Health IS Wealth and age is just a number.
- "Second Act" career and business examples.
- Bye-bye burnout: Secrets to a sustainable life.
- Love what you do, keep doing what you love!
- Retire fast or slow? The case for retiring in stages.
- Live Long & Prosper: The secrets of Morgan Freeman, Barbara Corcoran, Warren Buffett
The video course curriculum alone is worth at least $1200... perhaps MUCH more as you can make your investment back many times over with it!
And that's not all... Don't miss the
COOL BONUSES!!!
The "Income Over 50" Course!
When you join, you'll get access to this special video course that builds on the "Increase Your Income" section. You'll walk away with ideas for your next income streams (with special content for creative entrepreneurs) as well as facts about "typical" retirement income solutions your financial advisor will NEVER tell you! (value $497)
The "Living Abroad" Bonus Training
Ever considered living in another country? Learn some of the pros, the cons, which countries are the most popular "retirement destinations" for expats, plus helpful resources where you can get details. (value $97)
Retirement Revival Expert Panel
Meet some of my favorite advisors, experts in investments, annuities, creative and creative financial strategies! (value $97)
Dividend Investing Training
Want to learn a simple, automated way to invest for both income and growth? Dividend investing is a brilliant way to invest with less volatility and greater cash flow than most stock market strategies. (Recorded February 2024, value $297)
LIVE COACHING SESSIONS
You'll get up to 4 months (through December) access to 3-4x/month Q&A/coaching sessions with Kate on Zoom! (Value: $397 a month)
A PRIVATE Session
Register now and you'll receive a 30-minute one-on-one session with Kate!
Plus... Long-term Access to Recordings
(1 year minimum... as long as the Retirement Revival program is active!)
THE RETIREMENT Revival IS VIRTUAL and recorded
(New videos each week with live coaching)
Video trainings, live coaching. Attend from anywhere.
Your timing is perfect!
I could justify charging thousands for this content (and the price will go UP when the recordings are complete!)
But right now, I'm offering an opportunity to take The Retirement Revival for just $1,111... up to 44% less than what I plan on charging in the future.
WHY would I DO THIS!??
The Retirement Revival is still a "work in progress." And I want feedback and testimonials!
I'm in the middle of turning The Retirement Revival into an digital course (with live coaching). Right now when you join, you'll have the first two months' of content waiting for you.
The Retirement Revival will SOON be priced $1500, $2000 or more... (and $3,000 for the VIP option)
And when I do raise the price, it will be worth every penny.
I show you how to earn and save MANY THOUSANDS by minimizing the pitfalls of typical retirement accounting fees and taxes.
Better yet, I show you ways to create more income that could offset the cost of this course many times over... for a tiny FRACTION of what you'll pay!
Want to add PRIVATE coaching? I've got a VIP option!
With VIP, you'll get FOUR one-hour private coaching sessions to help you apply the course to YOUR unique situation. Pay in full or click "Afterpay" for payment options.
Note: The VIP option is only $1895 through September and there are only TWO spots!
I may never offer this program again at this price again... especially with MONTHS of small group coaching added!
It's the perfect time to...
Join the Rich Life Revolution.
Save your spot now:
(Save 44% off the pricing!)
YOUR Retirement REVIVAL GUIDE...
Since 2005, I have helped people move from fearful and frustrated to taking confident action with money!
My holistic approach uncovers the root causes of why people struggle with money and reveals the path to wealth.
I named by business Total Wealth because wealth is more than just numbers in a bank or brokerage account. I see personal growth as inseparable from financial growth and prosperity.
I also pull back the curtain on the pitfalls of Wall Street-driven advice. The industry wants to sell you products you may not need or understand. I want to empower you to prosper!
You deserve a second chance at wealth.
After losing "everything" in the Great Recession (read my story in "Break Through to Abundance") I started over from less than zero.
My journey led me to many breakthroughs and, eventually, to a New Retirement Paradigm. Along the way, I've helped others transform their mindsets, rewrite their money stories and create new financial futures.
Now, as a best-selling financial author, coach, investor, singer-songwriter and world traveler, I'm creating a life I wouldn't dream retiring from!
Rave Reviews for Kate's courses
Kate's coaching style is subtle but effective. She leads by example, inspiring even the toughest critic to think and act outside of the box. It is a complete mindset change that is long lasting and really works. I highly recommend taking the class and/or working with Kate on an individual level.
Suzi Ward
Microsoft Program Manager
I turned fear of finances into excitement about financial freedom. I recognized and changed my long-held views about money and wealth. It was a very supportive and relaxed atmosphere in which to share dreams, attitudes, and fears about a topic I usually avoid!
Mary
Occupational Therapist (who bought her first home after our course)
You can create a future you LOVE!
Imagine... 10 years from now...
You wake up inspired each day! You're creating the life you've always wanted, the life you've envisioned.
Your health is the best it's been in YEARS. You're spending quality time with friends and family.
And that big trip you always wanted to take? You made it happen (and it was AMAZING!)
You still spend some time working, but it rarely feels like "work." You use your skills and talents in ways that feel satisfying and fulfilling.
You've built sources of compounding income... increasing amounts of money—without working harder or selling your soul. (This strategy has been a game-changer!)
When people ask if you're "retired," you're not quite sure how to answer. Your goal is no longer retirement, but a work-optional life you love!
You left the commute, the cubicle and workplace politics and never looked back. You're still earning money... just without the rat race!
Your investments are growing, along with your confidence. Your assets are well-diversified which lowers the risks from a stock market crash.
Your schedule is nurturing and sustainable. You're very intentional about where you spend your time and energy.
You enjoy nature, exercise, personal growth, your favorite hobbies and, of course, vacations! Burn-out is a thing of the past.
Recently it hit you...You've created a life you don't want to retire from!
You may phase out work at some point. Maybe you'll write a book or do some consulting and volunteering. Or maybe you'll mentor others to take over your income streams as a legacy.
For now, you're simply focused on doing what you enjoy! You're living life on your terms... gratefully and abundantly.
Discover your rich life roadmap!
Save your spot now:
(Save 44% off the pricing!)
Discover What's Possible
The Love Your Money class was life changing/life affirming for me!
In 3 months I:
- Paid off my debt (credit cards, school loans – it wasn’t a huge amount, but
it was hanging heavily over my head and increasing my stress level!) - Got promoted into a really great job and got a raise! I continue to get
raises I haven’t even asked for. (Kind of crazy!) And… - Bought I house with my Mom. It wasn’t the conventional way… but I learned that the universe will creatively provide a way to achieve your financial goals.
- I also raised hundreds of dollars for a charity, too!
Romy
Concert and Event Manager
What could life be like?
I've created work I'm passionate about while living a nurturing, sustainable, low-stress lifestyle. I stay active and love to hike, travel and get out in nature every day.
I haven't worked a traditional W-2 "job" in 24 years. I'm growing multiple streams of compounding income and building wealth without commuting or punching a time clock.
As I shared in a recent masterclass, I love watching friends and clients reinvent their own life and work!
Laura sold her home in the US and built a new home in Mexico. She earns money with artwork, coaching and transformational workshops while spending plenty of time at the beach!
After a business bankruptcy and divorce left Lisa and her children on food stamps, she built a six-figure income with network marketing. Now she travels extensively while growing her income and helping others do the same.
Brenda retired from her corporate career in her 50s. Her pension, combined with real estate rental income, gave her the freedom to take a sabbatical, then go back to school for certifications in group exercise, personal training and Pilates!
Now in his late seventies, Larry became a successful painter after retiring from a career in school administration. His artwork adds ambience to a local establishment while attracting buyers.
When Margot's husband passed in his sixties, she had trouble making ends meet. I suggested she turn her home into an income stream! She was able to care for her grandchildren and complete a college degree!
Betty retired from social work but was bored with small-town retirement on a budget. She took a job as a nanny in a big city, got paid to live in a beautiful home, do work she enjoyed and even travel to amazing destinations!
What is possible for YOU!?
"Create a life you don't want to retire from."
Save your spot now:
(Save 44% off of the pricing!)
Why the Retirement Revival?
Bad news first: the old retirement model is BROKEN.
Pensions are vanishing, yet defined-contribution plans such as 401(k)s have failed to fill the gap.
Social Security is vulnerable and not enough to retire on. The average benefit is $1700... less than half of the basic cost of living. (A nice benefit, but not a retirement plan.)
Traditional financial planning formulas say to save 25 times your annual expenses—or at least 10 times your gross salary—to retire. For many, those numbers seem out of reach.
Millions of Americans simply don't have the money they need to confidently stop working.
The typical model works for some... especially two+ income households, those who started investing early, people with corporate jobs and matching 401(k)s and those who sidestepped major financial disruptions.
But it doesn't work for everyone. Most Americans ever save the amount of money they are told they should have for retirement.
The math just doesn't add up. Since the 1930s when social security began, life expectancy has increased an average of 16 years! With increases in longevity, people need more savings than ever.
Are you prepared to live to age 100 or beyond!? There are now 97,000 centenarians in the US alone. See the worldwide chart:
Un-retirement is now a trend! Millions of retirees have RETURNED to work, either because they need money or they miss the social interaction or structure that work gave them.
Many people retire without adequate resources... only to return to the work force later or become dependent on family.
I don't think Americans are "failing" at retirement... I think an outdated paradigm has failed US!
A lot has changed... and maybe it's GOOD news!
People living longer? Good news!
People remaining active? Good news!
People hesitant to bet their future on the stock market? Good news!
A chance to offer your knowledge, skills and gifts at any age? Great news!
It's time to rethink the old model of retirement.
An outdated system has FAILED. A New Paradigm is emerging!
Save your spot now:
(Save 44% off the pricing!)
More Rave Reviews
After going through a workshop and getting some personal coaching, my attitude towards money has changed and, as a result, my life has changed. All of my old feelings of helplessness surrounding my financial life have evaporated.
Kate helped me set new goals and priorities and I have achieved a forward momentum that I never thought possible. The highest of recommendations for the work Kate is doing.
Bryan Rust
Visitor Center Manager and Musician (now debt-free and semi-retired)
The Love Your Money workshop was, for me, a deep emotional process and an eye-opening experience. I dealt with how I handled money, success, and self-sufficiency in a atmosphere of incredible camaraderie and support. I faced deep issues such as guilt and regret, and I didn’t feel alone.
Now I see money is a tool for the greater good... I feel like I have a right to make as much as I want to make! As a result of this course and our new discussions about money, my husband and I are buying our first rental property! I am taking steps that will lead to my future dreams becoming reality.
Dedria
Realtor and Yoga Instructor
My "retirement plan" disaster.
The saying, "Man makes plans and God laughs!" describes MY story!
In my 40s, I thought the "hard years" were behind me. After a business failure and divorce, I finally got my financial goals on track.
As a realtor and real estate investor, I had earned more than a million dollars, acquired several properties and built a multiple-six figure net worth in 8 years. (Not bad for a single mom!)
With extra money in the bank and three rental homes, I decided it was time to pursue my passion of workshops and coaching.
I left real estate, moved to the country and bought my dream home near a lake. With a white picket fence, wraparound porch, and a yard that backed up to rolling hills where animals grazed, it was heaven!
That was the summer of 2007. A few months later, the collapse began.
The next 18 months, the housing market crash turned my assets into liabilities. The economy tanked, unemployment skyrocketed, and finding clients OR a job became difficult.
My business floundered as my savings dwindled. Then, in the middle of the Great Recession, things got worse!
My father could no longer live independently and I became his caregiver. Then my own health collapsed due to stress and undiagnosed anemia.
I lost the home, along with my IRA, my good credit, and my identity and reputation as a money-savvy woman.
You probably have a story, too.
You may have encountered your own financial storm... downsizings… market crashes… the death of a spouse… divorce… a business failure… a loved one with dementia.
The GOOD news is that my story—and yours—doesn’t end there.
Disappointments lead to second chances, “plan B” solutions and rebirth. Challenges are where our next story BEGINS!
Caregiving my father led me into financial writing work I could do anywhere, anytime.
My foreclosure led me to the perfect rental house and eventually, a perfect new home (with half the mortgage payment!)
"Losing everything" led me to my work of financial transformation and my own Retirement Revival.
What is your next chapter? Your story isn't over yet!
What if the best is yet to come?
Save your spot now:
(Save 44% off the pricing!)
Program Summary:
The Retirement Revival is a virtual program that helps you create a new road map for your future and finances.
In the Retirement Revival, you will:
- Develop a vision of your desired lifestyle and tap into the wisdom of your future self.
- Learn new ways to create cash flow, including passive and compounding income strategies.
- Discover strategies to painlessly reduce expenses, especially future taxes and housing expense.
- Learn about the pros and cons of common investments such as stocks, bonds, annuities and real estate.
- Create a life you don't want to retire from with your "aligned life design."
(See "Retirement Revival Curriculum" above for details.)
The program includes 15 weeks of video content and (up to) 4 months of LIVE group coaching.
Plus INSANE BONUSES! You'll get access to ALL of these recorded trainings:
- Income Over 50 LIVE! Create multiple streams of cash flow.
- Dividend Investing Training (A proven method for creating long-term wealth!)
- My "Living Abroad" bonus training (Is it for you?)
The course begins when you join... but the price may increase anytime!
You'll have long-term access to the course content and bonuses plus access to live zoom coaching sessions (and replays!) through Decemeber.
This is not typical "retirement planning." This is a new paradigm for a rich, creative life!
I welcome those with retirement accounts and also the self-employed and small business owners who may not traditional investments.
Your investment: just $1,111.
Or... Upgrade to VIP and add FOUR private 60-minute sessions for just $1,895. (Only two spots available.) Pay in full or select "Afterpay" for payment options.
What clients are saying...
Save your spot now:
(Save 44% off the pricing!)
Earn back 100x your investment!?
Did you know that just $10 a day invested over just 15 years could turn into an extra $101,281 in your pocket?
That's with an 8% annual return.
Invest $20 a day and it could grow to $202,563!
Of course, you're welcome to invest MORE... and many people DO!
And where you invest matters!
You could inflation-proof yourself with real estate investments.
As the price of everything goes up... so does your income!
Or you can take advantage of an "IRA match"... even if you are self-employed!
You will pay NO income tax when you withdraw the money... no matter how much the investment has grown!
Did you know...
Fees and commissions usually siphon off 1/3—or MORE—of your profits!?
That's the "dirty little secret" of the mutual fund industry...
According to PBS, an ordinary American can lose up to $109,000 in fees to mutual fund providers over a lifetime (!!!)
Would you like to KEEP more money for YOU!?
Many people turn to "experts" for advice...
Only to realize they are really just salespeople.
There's NOTHING wrong with salespeople. (Sometimes we need them and often they are helpful!)
Just be aware: in the highly-regulated financial services industry, salespeople are NOT ALLOWED to discuss strategies or products outside of what THEIR company sells!
You owe it to yourself to be informed because nobody will ever care more about your money than you.
One single income, mindset or investment strategy could earn (or save) you 20x, 50x, even 100x your investment!
(Honestly, the price is ridiculous... I explain WHY in the FAQs below)
This is the program you can't afford NOT to take!
Rave Reviews for Kate's courses
Kate conveys faith in “turnarounds.” She guides those of us when we are having trouble seeing our own possibilities… Kate often sees what we cannot see because we are scared, exhausted or defeated, perhaps. The best news? Kate helps us make the small, daily changes that offer us a whole new way of perceiving what it means to pursue well-rounded wealth. Trust me, Kate has walked the path that she shares with her clients.
Dr. Jennifer Manlowe
Couples and Family Systems Therapist
I’m not only looking at my financial freedom, but also freeing myself from other disempowering thoughts. I learned I don’t have to keep my old story about money/life/relationships… This was not just a ‘money’ class but a personal growth class!
P. P.
Schoolteacher
Save your spot now:
(Save 44% off the pricing!)
The Retirement Revival is based on my M.A.P.S. framework, the key to creating lasting wealth!
Mindset alone is not enough.
Action, if not strategic, is not enough.
A retirement plan alone isn't enough.
Mindset + Action + Planning + Support = Wealth!
"The best way to predict the future is to create it!"
Frequently Asked Questions
Retirement revival FAQS
Q: What if I can't make the sessions live? Are there replays?
Yes! Trainings (recorded in advance) and live coaching sessions are recorded on zoom, Currently coaching sessions are Wednesdays at 9am Pacific/noon Eastern. If you can't make it live, submit a question prior to the next session and I'll answer it!
Q. Is there a payment plan available?
YES! Click on the payment button, then you will see a choice between paying with a credit or debit card and using "Afterpay." Click on Afterpay and it will give you payment plan options.
Q. When does the program begin?
The program is in progress... and you will get access to the first two modules (Master Your Mindset, Increase Your Income) within 24 hours.
You will also get access to the pre-recorded "Living Abroad" and "Dividend Investing" bonus trainings.
.
Q: Will I learn to invest for myself?
You will learn an overview of asset classes and also investment strategies, with a focus on strategies often utilized for investors over 50. You also get a bonus training on Dividend Investing that gives you "the basics." However, the technicalities of investing in individual stocks on your own is beyond the scope of this course.
Q: Who is a good fit for this course:
This is for you if you:
- Desire to live life on your terms!
- Believe you can create your future.
- Are open to new ideas and strategies.
- Have under-saved for a "typical" retirement.
- Don't believe that Wall Street has your back.
- Want to be healthy and active as long as you can.
- Are motivated to do work that makes a difference!
- Realize the power of MINDSET in shaping your future.
- Want to save and invest more, you're just not sure where.
- Are confused about next steps such as, "buy a house or max out my IRA?"
- Are committed to investing in a future that inspires you!
Q: Will you tell me what investments to buy?
No, I won't. Rather than selling or recommending investments, I educate clients on their options. You'll have a better understanding of what type of investments make sense for you as a result of this course.
You may decide to work with financial professionals or make your own investments.
Q: Is this only for U.S. citizens?
I will be discussing financial products and strategies (brokerage, retirement, insurance and banking) available to US citizens/residents. Canada's system is quite similar. Those outside of the US and Canada may find less relevance in some portions of the course.
Q: Many coaches charge a LOT... Why is this so inexpensive?
I've made this program VERY accessible right now for 4 reasons:
1) The program is evolving and I want feedback and testimonials.
2) There is a NEED for such a course! Many people are under-served and the education they receive is often industry-driven.
There is a need for a holistic course that educates about financial and lifestyle options without pushing people into products they may not understand or be ready to purchase yet.
3) This is a chance to "test drive" working with me. Some participants will go on to join other programs or work with me privately.
4) It's a mission thing... and it has to do with access. I'm tired of seeing already-successful people receive savvy guidance while others are taken advantage of! Unfortunately, the financial services industry can be predatory and you need to know how to protect yourself.
I am designing this program to be scalable because I am a believer in this saying from Zig Ziglar: "You can get everything in life you want if you will just help enough other people get what they want."
Tell me more about the VIP option... what does that include?
It includes a total of FOUR additional 60-minute private coaching calls via zoom (or phone). This is your time for us to dive deeper into your specific situation. There are LIMITED VIP spots available. Payment options available; click on "AfterPay."
The Retirement Revival is not "just" a course...
It includes trainings, Q&A, group coaching, a panel of experts, plus a community of fellow travelers!
Have another question?
Email Kate@TotalWealthCoaching.com
or message m.me/thekatephillips
"Measure success by your life legacy, not your net worth."
What clients are saying...
Join the Retirement Revival and create your rich life!
Save your spot now:
SIGN UP for access to my forthcoming ebook!
In September 2023, I gave a masterclass in which I laid out my "New Retirement Paradigm"... and why it's so needed!
The replays are now over, but you can get VIP access to snippets from The New Retirement Paradigm eBook, which explains:
- Why "retirement" is broken (and how to fix it!)
- Case studies of financial "underdogs" and their game-changing strategies!
- Creating a life you don't want to retire from... and more!
This webpage is not financial advice. Kate Phillips/Total Wealth does not sell financial products or give financial advice. She is a wealth educator who simply shares what has worked for herself and many others.
© 2024 Total Wealth - All Rights Reserved I I